Daytona Asset Finance
Finance built around you.
Explore the funding options available for your next car.
Start with your plans
Different cars. Different priorities.
Your finance should reflect how you want to use and own your car. Start with the deposit you are comfortable paying, the monthly commitment you can afford and what you would like to happen at the end of the agreement.
Hire purchase spreads the financed balance across the term. Lease purchase defers a final balloon payment, while PCP offers different end-of-term choices. Explore each option below, then speak to Daytona about the structure that fits your plans.
Compare the total cost as well as the monthly figure. Available terms depend on your circumstances, the vehicle and lender approval.
Hire Purchase
A straightforward route to owning your car, with an initial deposit followed by regular instalments.
Find out moreLease Purchase
Structure your finance with a deposit, monthly payments and a final balloon payment.
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Personal Contract Purchase
Spread the cost of your next car with flexibility at the end of your agreement.
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Equity Release
Explore releasing some of the value tied up in your vehicle or collection.
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Refinance
Review your existing agreement or explore funding a final balloon payment.
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Help Choosing Finance
Talk through the available products with a team that understands your passion for cars.
Find out moreHire Purchase explained
A clear route to car ownership.
Hire Purchase (HP) lets you spread the cost of a car over an agreed term. After any deposit, you repay the financed balance through regular instalments. The lender owns the vehicle until all payments and any option-to-purchase fee have been paid.
How does it work?
Choose your car, discuss your deposit and agree an affordable repayment term. Your quotation sets out the monthly payment, APR, fees and total amount payable. Standard HP clears the financed balance over the term, without a large deferred balloon payment.
Is it right for you?
HP may suit you if you want to keep the car and work towards ownership. Monthly payments may be higher than finance that defers part of the balance. You remain responsible for insurance and maintenance during the agreement.
What should I check?
Compare the overall cost, deposit and repayment schedule. Terms depend on the lender and your circumstances; finance is subject to status. Missed payments can put the vehicle at risk of repossession.
Explore Hire Purchase#fundedbyDaytona
Your next car starts with a conversation.
Speak to the team about a funding package built around you.